Nawaz Sharieff

• Led a KYC remediation project involving 1500+ high-risk customer cases, ensuring timely completion in line with regulatory and internal bank requirements.
• Acted as Single Point of Contact (SPOC) for client, facilitated communication, reported progress, and resolved escalations to maintain project alignment and client satisfaction.
• Managed and guided team in resolving AML/KYC-related queries, enhancing case handling quality and overall team performance.
• Conducted and reviewed Enhanced Due Diligence (EDD) for high-risk customers, including PEPs and complex entity structures.
• Performed sanctions screening and adverse media analysis, identifying potential financial crime risks and recommending appropriate actions.
• Analyzed complex ownership structures and Ultimate Beneficial Ownership (UBO) to ensure transparency and compliance.
• Worked as a checker/quality reviewer, ensuring accuracy and compliance of analyst outputs with AML/KYC standards.
• Monitored project progress and maintained SLA adherence across all case reviews.
• Facilitated process improvements to enhance quality and reduce turnaround time across case reviews.
• Ensured adherence to internal compliance policies and regulatory frameworks.

• Ensured strict adherence to AML regulations, internal policies, and compliance frameworks.
• Investigated and disposed AML alerts at L1 and L2 levels, ensuring accurate and timely resolution in line with regulatory standards.
• Conducted detailed analysis of transaction patterns including:Rapid movement of funds
  Cross-border transactions
  Structuring / Smurfing activities
  MOSB/MBSO typologies (Movement of Funds / Business vs Stated Occupation)
• Performed end-to-end transaction monitoring for retail and corporate accounts, analyzing suspicious activity across multiple risk scenarios.
• Conducted detailed analysis of transaction patterns including:Rapid movement of fundsCross-border transactionsStructuring / Smurfing activitiesMOSB/MBSO typologies (Movement of Funds / Business vs Stated Occupation)
• Reviewed supporting documents to validate customer activity against KYC profile and expected behaviour.
• Made independent risk-based decisions to:Close alerts as No Concern
  Escalate cases for further investigation
  Recommend Suspicious Activity Reports (SARs)
• Generated trigger reviews for ongoing monitoring of high-risk customers and suspicious patterns.
• Managed Requests for Information (RFI) from customers, ensuring thorough documentation and a clear audit trail.
• Prepared high-quality documentation of investigations to facilitate audit and regulatory reviews.

Performed quality assurance (QA) reviews on KYC and transaction monitoring cases to ensure compliance with regulatory and internal standards.

• Ensured adherence to AML/KYC policies, regulatory guidelines, and audit requirements.
• Conducted KYC remediation for high-risk customers in line with CBUAE regulatory requirements.
• Identified discrepancies and potential risks, ensuring proper risk classification and escalation.
• Submitted comprehensive case reviews to Compliance for final approval and remediation closure.
• Developed and implemented QA checklists and review frameworks to enhance consistency and accuracy in case handling.

Identified gaps and provided actionable feedback to analysts, which improved case quality and minimised rework.

• Prepared detailed customer risk summaries based on collected documentation, profiling, and background checks.
• Performed transaction analysis to validate customer activity against declared business/occupation.
• Ensured KYC files were complete, accurate, and ready for audit.
• Applied strong understanding of UAE regulatory frameworks and AML compliance standards.
• Collaborated with operations teams to standardize review practices and improve investigation quality.
• Business Control Specialist for RAKBANK:
• Applied strong understanding of UAE regulatory frameworks and AML compliance standards.

• Acted as a key compliance advisor, translating regulatory changes into actionable policy updates and providing real-time guidance to business and operations teams.
• Designed and executed a risk-based compliance framework, conducting periodic risk assessments and driving control enhancements across AML processes.
• Supervised transaction monitoring operations (L1 & L2), identifying complex suspicious patterns and ensuring timely escalation of high-risk cases while reducing false positives.
• Led FIU reporting workflows, including preparation and submission of Suspicious Transaction Reports (STRs), supporting MLRO obligations and regulatory engagement.
• Oversaw CDD, EDD, sanctions screening, and PEP assessments, ensuring robust customer risk profiling and adherence to global sanctions regimes (OFAC, UN, EU).
• Conducted in-depth investigations into sanctions alerts and transaction anomalies, making risk-based decisions and recommending appropriate case dispositions.
• Owned end-to-end AML/CFT operations across KYB onboarding, KYC remediation, and transaction monitoring, ensuring alignment with global regulatory standards and internal risk appetite.
• Partnered cross-functionally with Product, Risk, Operations, Tech, and Audit teams to implement scalable compliance solutions and drive process automation.
• Led regulatory audits and internal reviews, overseeing remediation initiatives to ensure timely closure of findings and enhance control frameworks.
• Delivered training, mentoring, and capability-building programs, strengthening compliance culture and upskilling analysts in AML typologies and investigative techniques.
• Produced management information (MI) and risk reporting dashboards to facilitate data-driven decision-making and improve visibility for senior stakeholders.

• Conducted AML triage of alerts, reviewing flagged activities to identify and mitigate potential risk indicators.
• Performed sanctions screening on customer profiles and transactions against global watchlists (OFAC, UN, EU).
• Investigated name matches and potential sanctions hits, escalating verified matches for further review and action.
• Analyzed P2P (peer-to-peer) transactions to detect unusual or suspicious patterns.
• Collaborated with team members to resolve queries, facilitating timely case closure and ensuring compliance with internal guidelines.
• Supported case documentation and decision-making in line with internal compliance guidelines.
• Maintained accuracy and consistency while working in a high-volume, target-driven environment.