Yuliya Dzvinkovskaya

• Company Overview: Trade and Cash Management Business, including development of correspondent banking relationships with banks and setting up trade arrangements to manage NBF’s Trade/GTS business; https://nbf.ae/en
• Strong expertise in Trade/Loan products (syndicates , bilateral, trade)
• Trade product expertise ( Import, Export, LC reimbursement, supply -chain financing, structured products)
• Primary and secondary market participations (FI and Corporate assets); Participation through syndicates, bilateral and trade loans (inc. ESG link loans)
• Responsible for managing, building and developing a network of Financial Institutions (locally, regionally and globally) and maintain relationship with these Financial Institutions (including but not limited to) for Trade (export and import), Treasury, Deposit taking, Borrowing, Distribution of FI Assets, Cash Management and any other additional products;
• Generate Rebate Revenues through effective management of the distribution in multi-currency remittance flows;
• Expertise in payment products (FX and cross-currency products) of FI/Corporate, particularly FX market;
• A strong understanding of FX Payments products, particularly an appreciation of FX market risk;
• Cash Management: the bank and be in daily contact with Treasury ALM Desk to understand the bank’s liquidity position and accommodate liquidity requirements as and when required by managing and developing:
• Institutional Deposit business of NBF with NBFI’s (cross-border and UAE);
• Interbank Liquidity Generation from relationship banks in the form of Trade Loan or Bilateral Loan;
• Independently manage and assess volume of remittances via Nostro/Vostro accounts for assigned coverage to ensure smooth operations and within the regulatory norms:
• Including operational and KYC/Compliance related issues and attending periodical review meetings or conference calls along with compliance team of correspondent bank in order to meet their regulatory requirements;
• Presentation of Credit Applications (CA’s to include comprehensive financial review of respective bank, country’s political, economic, banking sector outlook and respective Central Bank’s regulatory framework) to the central credit committee including review spread sheets, analysis of financial statements, cash flows and projections as required;
• Strategic Exercise – Being actively involved in developing of the FI Manuals, FI Credit Matrix & Standard Operations Procedures (SOP’s);
• Keep constantly abreast of market development which impact the credit portfolio (risk and revenue) and make recommendation for suitable change if required (product or process);
• Expertise of all compliance polices of the bank (as amended time to time) which impact the scope of work; in Financial Crime, Fraud, Compliance and AML;
• Expertise in payment investigation and financial crime cases;
• Ensure compliance, Know Your Customer (KYC), Anti-Money Laundering (AML) requirements in all dealings with existing and potential customers;
• Supporting NBF Cayman (Islands) onboarding, from FI side; Supported more than 15 Global Banks to on On-boarded NBF Cayman (Islands); Working in close collaboration with Treasury;
• Onboarding of FI and NBFIs, including Expertise in CSA, GMRA, ISDA;
• Provide coaching, feedback and develop the assigned team members with the objective of developing the resources into next job level;
• Ongoing guidance to team members and assist in resolving grievances and complex situations;
• Administrative and organizational tasks and projects

Achievement:

• Improved team efficiency by implementing new strategies for task delegation.
• Best Performer in Year 2019;
• Part of Talent Pool Employee (grade 9 out of 9);
• New Credit System provided by Moody’s: Project manager from NBF side introducing and leading the project; working in close collaboration with Rating Agencies;
• Ripple Project: Introducing and leading the project of from FI side;
• Marco Polo: Introducing and leading the project of (trade finance) from FI side;
• SWIFT KYC: Introducing, leading and finalizing from FI side the project SWIFT KYC; worked in close collaboration with Compliance Department;
• Generated Interbank Liquidity through Financial Crisis time;

• Company Overview: Credit Risk Manager, Analyst of Financial Institutions and Sovereigns Department; http://www.rbinternational.com/
• Credit Analysis of European, CEE (Romania, Bulgaria, Czech Republic, Slovakia, Slovenia, Hungary) and Asian (China, India, Indonesia, Kuwait, Turkey) and Switzerland Financial institutions: Annual reviews and one-off transactions) in the portfolio from a risk perspective (special emphasis on credit quality, profitability, capitalization and liquidity) in accordance with the credit policy for countries and financial institutions;
• Rating process for Financial Institutions/Leasing/Investment/Funds/Insurances or LRG’s (Local Regions and Sovereign) for critical and non-critical counterparties:
• Analyse medium to longer term development of entities avoiding detailed description of developments from year over year;
• Keep comparability of scoring between the entities;
• Presentation of analysis within the credit committee;
• Write-Up of analysis report for our internal the risk management department;
• Monitoring of banking/LRG sector for specific regions; research and news:
• Ongoing banking sector screening and monitoring of individual counterparties directly;
• Diversify bank analysis knowhow over different types of entities and different countries to increase experience and improve rating quality;
• Provide information and special reports to critical questions or new issues (in case of critical developments in covered markets or markets presentations);
• Participate and contribute input within working groups of FI&C to special content-related topics;
• Administrative and organizational tasks and projects;
• Knowledge transfer to juniors and freelancers on analytical issues:
• Main contact person for freelancers in the department. Support team heads in search of new freelancers and is organizing the hiring process and start process including start up trainings for new freelancer;
• Active participate in People Development Working Group;
• Ongoing communication and coordination with Network Banks (NWB): get their local analysis in time and give them feedback to their individual analysis and support them in improving the quality of the ratings;
• Cooperation in organization of NWB trainings;
• Escalation in case of problematic issues and documentation;
• Fundamental research via Bloomberg, S&P, Moody’s and other Financial Services;
• Create a CDS spreadsheet (set up overview table for CDS spreads, which updates the overview table per country and Financial Institution automatically);
• Cooperation with RBI 15 east European Network banks
• Credit Risk Manager, Analyst of Financial Institutions and Sovereigns Department; http://www.rbinternational.com/
• Achievement: Bloomberg Certificates (advanced);
• Bloomberg and EIU Project (Set up overview table for general banking sector/insurance ratios/developments/graphs through the Bloomberg and EIU, which update the overview table for Banking Sector Risk per country automatically);
• Fitch Training Certificate: Advances Bank Analysis

• Company Overview: Credit Risk Analyst of Financial Institutions and Sovereigns Department; http://www.rbinternational.com/
• Credit Analysis of European and Russian Financial institutions;
• Write-Up of analysis report for our internal the risk management department;
• Leasing/Investment/Insurance/Factoring Companies;
• Get initial job-related training for both organizational and FI/LRG analysis tasks;
• Rating Process for Financial Institutions/Funds/Insurances or LRG’s for non-critical counterparties;
• Monitor defined markets;
• Attends Pre-FI CC (discussions regarding non-critical counterparties together with a professional/senior/expert);
• Fundamental research via Bloomberg, S&P, Moody’s and other Financial Services;
• Create a CDS spreadsheet (set up overview table for CDS spreads, which updates the overview table per country and Financial Institution automatically);
• Cooperation with RBI 15 east European Network banks
• Credit Risk Analyst of Financial Institutions and Sovereigns Department; http://www.rbinternational.com/

• Company Overview: Economist; http://www.priorbank.by/
• Responsible for the Bank’s Branch Layout strategy;
• Member of RBI’s New Branch layout initiative, along with other Network Banks;
• Researched new business locations and negotiated rental agreements terms and conditions;
• Redesigned branch layout, recommended new furniture and equipment;
• Opened 12 branches in six months (300,000 USD average price)
• Economist; http://www.priorbank.by/

• Company Overview: Banks customer’s Product Consultant; http://www.priorbank.by/
• Offered general advice to retail customers (private individuals and small/micro entrepreneurs);
• Proposed financial solutions to private individuals;
• Prepared lending documentation for customers
• Banks customer’s Product Consultant; http://www.priorbank.by/