Mohamed Awadelkarim
Dubai,UAE
Summary
A certified islamic banking & finance professional, with sound experience and structural training in corporate banking & finance, specifically relationship management, and the development and management of credit portfolios. Maintaining a proficiency in customer service, financial analysis, credit proposals, reviewing and maintaining credit files. The vision is to advance in a banking and finance career and acquire the needed skills through self-development and experience.
Quote
Business opportunities are like buses, there’s always another one coming.
Richard Branson
Overview
5
5
years of professional experience
1
1
Masters Degree
1
1
Bachelors Degree
Work History
Relationship Manager - Corporate Banking
Byblos Bank Africa
Khartoum, Sudan
03.2020 - Current
- Developed portfolio by 2.5x
- Prospecting & initiating new relationships to develop new business opportunities and expand existing client bases
- Keeping abreast of market dynamics and detecting early warning risk signals
- Maintaining and developing existing relationships, while marketing and cross selling the Bank's products
- Maintaining regular contacts with clients, including annual site visits
- Reviewing and monitoring the activity of the portfolio
- Follow-up of the client's business activity and needs, structure the lines accordingly and originate quality credit packages
- Portfolio management and insurance of appropriate credit process discipline for client credit files/lines: preparation of client credit files and proposals, corporate client qualitative & quantitative financial & credit analysis, timely review/renewal of client credit files, proper renewal of legal documentation, proper approval of availements and excesses on existing facilities.
- Liaising with headquarters, higher management, credit committees and other departments for clients credit facility approval & execution.
- Following up clients transactions, claims, & collections of instalments & repayments for utilized financing facilities
Relationship Manager - Corporate Banking
National Bank of Sudan
Khartoum, Sudan
08.2018 - 03.2020
- Business development & acquisition of new clients
- Preparation & construction of new credit applications/proposals and renewal of existing relationships, subsequently preparing execution orders for the client's financing facilities and following up on execution
- Preparation of credit reports
- Executing client direct financing facilities, contracts, & operations
- Checking the validity and compliance of all documentations
- Monitoring accounts
- Following up clients transactions, claims, & collections of instalments & repayments for utilized financing facilities
- Constructing financing, investment, & profit reports for internal departments, as well as external reports for the Central Bank of Sudan.
Training & Workshops
Training:
- Qatar Islamic Bank (QIB) Sudan, Mar 2015 - May 2015
- Customer Service
- Teller Counter & Safe
- Trade Finance Operations Department
- Credit Department
- Corporate Banking Department
- Central Trading Company (CTC), Sudan, Jun 2013 - Sep 2013
- Human Resources Department
- Administration Department
- Finance Department
- Marketing Department
- Temporary Secretary
Workshops:
- Central Bank Of Sudan – Credit Bureau – Credit Information & Scoring Agency
- Interpretation and analysis of client credit reports
Volunteering
- Sheikh Khalifa Medical City
- Information Desk Assistant
- Middle International Film Festival
- VIP Guest (Artists & Actors) Coordinator
Education
Masters - Islamic Finance Practice
INCEIF (The Global University of Islamic Finance)
Kuala Lumpur, Malaysia 2015 - 2017
Bachelors Degree - Business Administration, Finance Major
International Islamic University Malaysia
Kuala Lumpur, Malaysia 2009 - 2014
American High School Diploma + S.A.Ts -
Abu Dhabi International Pvt. School
Abu Dhabi, United Arab Emirates 2003 - 2009
Primary School -
Cambridge High School Abu Dhabi
Abu Dhabi, United Arab Emirates 1995 - 2002
Skills
- Software Skills
- Temenos T24 Core Banking System
- Penta Bank Core Banking System
- Microsoft Office Package
- Teamwork Skills
- Supportive, Team Player, Organized, Open-minded & Methodic
- Interpersonal Skills
- Diversity, Flexibility, Communication, Negotiation & Social Skills
- Customer Relationship Management (CRM)
- Customer Service
- Networking
- Business Development
- Client Acquisition
- Portfolio Management & Development
- Financial Analysis
Languages
Arabic
Native
English
Fluent
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Relationship Manager - Corporate Banking
Byblos Bank Africa
03.2020 - Current
Relationship Manager - Corporate Banking
National Bank of Sudan
08.2018 - 03.2020
Masters - Islamic Finance Practice
INCEIF (The Global University of Islamic Finance)
2015 - 2017
Bachelors Degree - Business Administration, Finance Major
International Islamic University Malaysia
2009 - 2014
American High School Diploma + S.A.Ts -
Abu Dhabi International Pvt. School
2003 - 2009
Primary School -
Cambridge High School Abu Dhabi
1995 - 2002
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