VIJO V VARGHESE
Dubai,U.A.E
Summary
Dynamic professional with a strong foundation in sales, customer service, and marketing. Demonstrates exceptional leadership and teamwork abilities, coupled with critical thinking and problem-solving skills. Proficient in Excel, aiming to leverage these competencies to drive business success and enhance customer satisfaction.
Overview
6
6
years of professional experience
3
3
years of post-secondary education
Work history
Retail Banking Executive
Emirates NBD
Dubai, U.A.E
03.2025 - 06.2025
- Promote and sell retail banking products (e.g. Savings & Salary accounts, Credit cards, Personal loans, Home Loans, Auto Loans).
- Open new accounts and ensure proper KYC documentation.
- Respond to customer inquiries and resolve issues efficiently.
- Meet daily and monthly sales targets as assigned.
- Ensure compliance with bank policies and Central Bank regulations.
Sales Officer
Marshreq Bank
10.2023 - 01.2025
- Dealing products such as credit cards and personal loans.
- Targeting listed companies and fixing appointments, Explaining customers about personal loans and credit cards.
- Focusing on high value loan customers and giving them Credit card as another products.
- Meeting Company HR and Booking appointments with newly joining customers.
- Reaching customers By reference given by Existing customers.
- Building good Report with customers so as to get good references.
- Good interaction with customer after giving products to get customer satisfaction and getting reference in future.
- Negotiated favourable contracts to secure long-term profitability.
Branch Relationship Officer
Kotak Mahindra Bank
09.2022 - 09.2023
- Handled Multi products Branch Banking sales in Savings Account, current Account, credit card, Personal loan, card loan, Home loan, FD, Demat accounts, Life insurance.
- Handled Privilege Accounts Customers and Adding new products to them.
- Targeting listed companies And Privilege Accounts customers for personal loans.
- Putting kiosks in Malls, Company premises.
- Fixing appointments with Customers from Branch Data Base to giving multiple products.
- Calling and meeting customers for newly opening plans such as accounts, credit cards, personal loans.
- Adding New to Bank customers by cold calling.
Team Leader
Hi - Tech Agencies (DSA)
02.2022 - 08.2022
- Handled team of 10 members in Auto loan and Two wheeler loans.
- Drive team to Achieve Target and giving time to time report to sales manager.
- Good experience in Auto loan and Two wheeler loan sales.
- Strong expertise in Team Handling and supervision.
- Ability to provide training to Team members, conduct reviews and appraisals, Handle resourcing issue.
- Superior leadership management and motivational skills.
- Ensured productivity and performance of Team.
Sales Officer
Bajaj Auto Finance Limited
11.2019 - 01.2022
- Putting Kiosk on Mail entrance and office premises to getting Business.
- Proper follow up and Interaction with customers.
- Good in field sales.
- Building a good Relation with Existing customers to get Reference.
- Developed an extensive knowledge of inventory and product features to assist customers in finding the prefect fit.
Education
BSc -
Nautical Science
06.2016 - 03.2019
Skills
- Sales
- Customer service
- Team work
- Problem solving
- Leadership
- Excel
- Critical thinking
- Marketing
Languages
English
Hindi
Tamil
Malayalam
Personal Information
- Passport Number: N8433016
- Date of birth: 01/14/98
- Nationality: Indian
- Marital status: Married
- Visa status: Employment visa
Timeline
Retail Banking Executive
Emirates NBD
03.2025 - 06.2025
Sales Officer
Marshreq Bank
10.2023 - 01.2025
Branch Relationship Officer
Kotak Mahindra Bank
09.2022 - 09.2023
Team Leader
Hi - Tech Agencies (DSA)
02.2022 - 08.2022
Sales Officer
Bajaj Auto Finance Limited
11.2019 - 01.2022
BSc -
Nautical Science
06.2016 - 03.2019
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